Category Archives: News

When and why you should seek help with your finances

financial advisors MiddlesbroughWe live in a ‘do-it-yourself’ society which can lead to people being hesitant about asking for help, thinking that they can handle it on their own. But, applying this view to your finances can harm your future. This will have much more serious results than a bad DIY job. Instead, you should consult with one of the leading financial advisors Middlesbrough offers. Continue reading “When and why you should seek help with your finances” »

Should you be looking at cheaper but longer mortgages?

Those looking to get onto the property ladder will often look at different options that can help them do this. For the best advice, you should be listening to the expert financial advisors Middlesbrough is home to. We can use our experience and specialist knowledge to help you make the best choice for your needs. Continue reading “Should you be looking at cheaper but longer mortgages?” »

Arm yourself with advice before shopping for a mortgage

As buying a home is such a major financial outlay, it is little wonder that there are potential pitfalls. Purchasing a property may be daunting, but it is an exciting venture and can offer you many long-term financial advantages. As with any significant life choice or considerable purchase, it is best to equip yourself with as much knowledge as possible before you make any decisions. This way you can stay informed about possible mistakes and ensure you avoid them. Continue reading “Arm yourself with advice before shopping for a mortgage” »

How will the Autumn Statement and Spending Review affect you?

The 2015 Autumn Statement was released on November 25th alongside the Spending Review. Chancellor George Osborne gave a speech accompanying the publication of the materials, speaking for over an hour about the big challenges that the UK would face over the coming months. He also talked about how the changes would affect the income of the public. Continue reading “How will the Autumn Statement and Spending Review affect you?” »

Is there a gap in the financial advice market?

The House of Commons Work and Pensions Committee has published its first report on Pension Freedoms since the new rules were introduced in April. At the time the move was heralded because it gave people more control over their pensions, letting them decide how to invest their money rather than having very limited options such as an annuity. The new report takes a look at the current situation six months on. Continue reading “Is there a gap in the financial advice market?” »

Helping you to deal with pension freedom

This year, the government has introduced radical changes to the existing pension system which could have an effect on your pension planning. One of the main changes was the introduction of “pension freedom”, to begin in the 2015/16 tax year. Essentially, this means that anybody aged 55 or over can take the entire amount of their private pension as a lump sum, paying no tax on the first 25%. The rest of the sum will be taxed as if it were a salary at their particular income tax rate. Continue reading “Helping you to deal with pension freedom” »