Terms Of Use

Accessing and using the Robert Carlton Independent Financial Advisers website, hereafter referred to as ‘this website’, is subject to these terms of use.


All of the advice and guidance on the website is in compliance with UK regulations, making it suitable solely for consumers in the UK who can access it. Use of this site means you accept that you are legally bound by the laws. We will notify visitors of this fact on their first visit to the site.

Governing Law

This website is governed by UK law. Any action or dispute that arises from its use will be determined according to these laws.

Changes to Terms

Robert Carlton Independent Financial Advisers reserves the right to make changes to the online terms at any time. These will be posted for the benefit of users.

Those who do not agree to the terms are asked not to use this website.


This website’s content is provided without representations or warranty in line with UK law, including all details relating to Robert Carlton Independent Financial Advisers and any product or service it offers.

Accuracy and Validity

Robert Carlton Independent Financial Advisers makes every effort to ensure that all of the information contained within this website is accurate but does not provide warranties that content will be uninterrupted, error free or be corrected when problems are detected. Although efforts are made to ensure the site and server are free from bugs and viruses it is the user’s responsibility to ensure their computer is appropriately protected.


Robert Carlton Independent Financial Advisers accepts no liability for the following losses or damages as a result of using this website;

  1. Data losses
  2. Revenue or anticipated profit losses
  3. Lost business
  4. Lost opportunities
  5. Damage to reputation
  6. Third party losses
  7. Indirect, special or exemplary damages

Third Party Websites

Links to third party sites may be posted on this website periodically for the convenience of users but they don’t imply that Robert Carlton Independent Financial Advisors endorses any site. It is the responsibility of the organisation in control of the third party website to maintain its operation and the content displayed on it under their terms and conditions and applicable laws.