One of the greatest financial worries for many people is how they will cope should they fall ill. Serious and terminal illnesses will prevent an individual from working, which means that they are unable to provide for their family. It is always best to plan ahead for the worst so you can feel confident the people you care about will be well looked after, no matter what happens in the future. Insuring yourself against uncertainty is just as important as insuring your car and your home, and one of the most important types of insurance to take out is critical illness cover.
Our financial advisors in Middlesbrough can help you to plan a suitable critical illness cover strategy for complete peace of mind. It is designed to offer the ultimate safety net by providing a tax-free lump sum if you develop an illness or require certain surgery, so you won’t have to worry about covering essential expenses such as rent, utility bills and food while you are unable to work.
Each insurance provider will have a specified list of illnesses or surgeries which are covered by their policy; this is why research and planning is vital when you are deciding which provider to go with. You should also keep in mind that a family history of certain illnesses could also make for more expensive premiums.
We will do all that we can to find you the best and most competitive quotes and provide useful advice throughout so you always feel well informed about the insurance option you go for. We’re an independent advisor and have no external links to companies, meaning that we’re not trying to sell you anything and can provide you with completely unbiased, impartial advice. We are the financial advisors Middlesbrough residents can depend on and we will work diligently to ensure that you receive critical illness cover that is right for you.