The value of pension advice

There have been several changes recently in the world of pensions, primarily those that allow people more freedom to invest their pension however they wish. Alongside these changes, the law has altered regarding how financial advisors charge people for their services. The new rules now mean you need to pay upfront for services, reducing the risk of being stuck with inflated bills later. Continue reading “The value of pension advice” »

Mortgage advice for first-time buyers

If you are considering buying your first home, it is important to seek professional advice. Buying your first property is an exciting step, but there are potential pitfalls that can be avoided with the right guidance. As a first-time buyer you need to be realistic about what you can afford before you start looking at properties. It is wise to take a comprehensive look at your finances and work out a feasible budget. Buying a home is one of the most important financial outlays any of us will ever make, and there is no substitute for careful research and analysis before you make an offer. Continue reading “Mortgage advice for first-time buyers” »