It’s never too early to start saving

Regardless of your age or income, it is always a good idea to seek advice about savings and investments. Doing so will help you to explore all of the options in a far more in-depth manner so you can decide which is best for you. It will also help you to look at all of the fine details so you don’t end up choosing an option that comes with tough terms, hidden costs or big risks. Continue reading “It’s never too early to start saving” »

Preparing for retirement with personal pension plans

The purpose of a pension is to provide you with the financial support you need when you permanently stop work. As the pension markets are subject to constant change it can be a challenge making the right choice when planning your long term financial future. Retirees undoubtedly face complex decisions, but long term planning will alleviate any concerns and make sure that you are financially covered for your retirement years. Our independent financial advisors in Middlesbrough can help you select the pension plan that will work for you. We offer a comprehensive service and the most beneficial recommendations and support. Continue reading “Preparing for retirement with personal pension plans” »

Protect yourself against an uncertain future with critical illness cover

One of the greatest financial worries for many people is how they will cope should they fall ill. Serious and terminal illnesses will prevent an individual from working, which means that they are unable to provide for their family. It is always best to plan ahead for the worst so you can feel confident the people you care about will be well looked after, no matter what happens in the future. Insuring yourself against uncertainty is just as important as insuring your car and your home, and one of the most important types of insurance to take out is critical illness cover. Continue reading “Protect yourself against an uncertain future with critical illness cover” »

The benefits of working with advisors before and during retirement

If you’re preparing for retirement, it’s a great idea to consult a professional financial advisor, as they can help you to plan your investments, income and spending. The relationship can offer all kinds of benefits and give you the support you need at such an important time in your life. Advisors will also be on hand during your retirement to help you make any necessary changes to the strategy as and when unexpected challenges arise. Continue reading “The benefits of working with advisors before and during retirement” »

Protect your family with whole of life assurance

When a family member passes away, the loved ones left behind may be left with financial worries. One great fear that many of us have is how our family will cope with our absence. Of course, there are many ways to handle this; whole of life assurance can be particularly helpful for safeguarding your family when you pass away. When it comes to finding the right whole of life assurance policy for your needs, our financial advisors in Middlesbrough can help. We have the expertise and knowledge required to provide you with a satisfactory solution for your financial concerns. Continue reading “Protect your family with whole of life assurance” »

Things to avoid when choosing accountants

When you are in search of financial advisors in Middlesbrough to help you maximise your wealth and handle your investments, there are several qualities you will be looking for. A good reputation, relevant qualifications, experience and great references will all be near the top of the list. There are also some things to avoid – here are our tips for what not to look for in a financial advisor. Continue reading “Things to avoid when choosing accountants” »

The value of pension advice

There have been several changes recently in the world of pensions, primarily those that allow people more freedom to invest their pension however they wish. Alongside these changes, the law has altered regarding how financial advisors charge people for their services. The new rules now mean you need to pay upfront for services, reducing the risk of being stuck with inflated bills later. Continue reading “The value of pension advice” »

Mortgage advice for first-time buyers

If you are considering buying your first home, it is important to seek professional advice. Buying your first property is an exciting step, but there are potential pitfalls that can be avoided with the right guidance. As a first-time buyer you need to be realistic about what you can afford before you start looking at properties. It is wise to take a comprehensive look at your finances and work out a feasible budget. Buying a home is one of the most important financial outlays any of us will ever make, and there is no substitute for careful research and analysis before you make an offer. Continue reading “Mortgage advice for first-time buyers” »